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Writer's pictureHealthwatch West Berkshire

Could you, or someone you know, be missing out on Pension Credit in West Berkshire?

Could you, or someone you know, be missing out on Pension Credit in West Berkshire? Pension Credit helps top up pension income and can ease day-to-day living expenses.

If you are over State Pension age, you may be eligible to claim, even if you own your home or have savings. Pension Credit can be claimed as soon as you reach the qualifying age, which is currently the State Pension age.


On average, Pension Credit is worth £3,900 per year and can unlock additional support, such as help with Council Tax, NHS dental care, and a free TV licence for those over 75. However, around one-third of eligible people are not claiming this benefit, missing out on extra money each week.


Make sure you’re not missing out

To check your eligibility, visit the government’s website or call 0800 99 1234.


What you’ll need to apply for Pension Credit

When applying for Pension Credit, have the following information ready:

  • Your date of birth

  • Your National Insurance number (found on payslips, tax documents, or letters from the Department for Work and Pensions)

  • Details of your income, including any pensions from previous employers or personal pension plans

  • Information about your savings and investments, including current bank balances and details of any investments like shares or bonds

  • Housing costs, such as mortgage interest, service charges, or ground rent

If you have a partner, you’ll need the same information for them as well.


Need help claiming Pension Credit?

In West Berkshire, Citizens Advice and Age UK can assist you with your claim. They provide free, impartial advice, help with completing application forms, and ensure you have the right documentation.


Citizens Advice West Berkshire

They offer support and guidance throughout the application process to help you access the financial support you deserve.


Age UK Berkshire

Age UK Berkshire provides services for older residents, including advice on claiming benefits. They also offer Home Help, gardening services, and more to support local seniors.


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